RBI FREE-AI implementation notes — 26 recommendations to file paths
Every one of the 26 RBI FREE-AI recommendations, mapped to a specific file in a working multi-agent platform. What's ✅ done, what's 🟡 partial, what's ⚪ honest gap.
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Deterministic KYC, the LLM just talks
PAN check-digit validation, Aadhaar offline KYC, DigiLocker, PEP/sanctions — all in Go code, not in a prompt. The LLM's job is to translate the verdict into something a human can read.
KYC under the RBI Master Direction vs Aadhaar offline KYC — the practical differences
Two KYC pathways an Indian fintech has to support. The Master Direction (Video KYC, etc.) and Aadhaar Offline KYC. Different speeds, different evidence requirements, different audit shapes.